App, Icon, Card & Screens - Stealth Startup (WhatsApp for Money)

Most personal finance apps today have pretty much the same exact look and feel. If they were to be an individual they would look like someone who works 9-5 and wears a suit to work like agent smith from the Matrix. We wanted to try and create something that's the exact opposite of it as this project aims to build something for a new world of people without traditional pay days or 9-5 jobs working to fulfill their dreams and forging their own path like freelancers, twitch streamers, youtubers, patreons, etsy entrepreneurs and more. Would love your feedback, pointers, tips, suggestions on this attempt by a non-professional designer.