Fintech & Payments Product Design

About this Service

Financial products are the only ones where the user is deciding, on every screen, whether to trust you with money they can't get back.

That decision isn't made by the brand. It's made by small things: whether the fee was shown before or after the amount, whether "pending" came with a time, whether the error said what to do next, whether the balance matched what they expected. Get those wrong and no amount of visual polish recovers it — people don't articulate distrust, they just don't complete the transfer.

Most fintech design treats this as a styling exercise. It isn't. The constraints come first: what your licence allows, what your KYC tier unlocks, what your rails make possible and how fast, what compliance must collect. Design that starts from a dribbble aesthetic and meets those constraints later gets rebuilt twice.

In four weeks you get a complete, buildable product: every screen on the money path, every state behind it, and a design system your team can keep extending.

What we design:

— Onboarding and account opening, with progressive KYC

— Identity verification, document capture, and the rejection and retry paths

— Wallet or account home: balance, activity, primary actions

— Send, request, top-up, withdraw and transfer flows

— Checkout and payment gateway, with fee disclosure before the commitment

— Authorisation: 3-D Secure, SCA, biometrics, confirmation steps

— Cards: virtual and physical, limits, freeze, PIN, replacement

— Transactions: history, detail, search, filtering, export, statements

— Refunds, chargebacks and dispute flows

— Every edge state: empty, pending, failed, expired, blocked, insufficient funds

— Operator side: support console, transaction oversight, compliance review

— Responsive web and native mobile where the product needs both

— Full design system, component library and developer-ready Figma handoff

Typical engagements: fintech product design, neobank and digital banking apps, payment platform and payment gateway design, digital wallet and crypto wallet products, remittance and cross-border transfers, card and BIN programmes, B2B payments and payout platforms, embedded finance, lending and BNPL flows, investment and trading interfaces, marketplace payout systems.

Work runs as part of U1CORE — design and engineering in one team, so what gets approved is what gets shipped. Platforms in this portfolio have processed $720M+ in production payments.

From $7,500
Concepts and revisions: 1 concept, 1 revision
Project Duration: 1 month