Mobile Banking Payment App Mockup

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What is a payment gateway?

A payment gateway processes credit card payments in mobile applications and on websites. It’s the best (nearly the only) way to handle online payments.

Here’s how it works in an e-commerce mobile app: a user looks at your products and chooses what they need. These products go into a cart. The cart is linked with a payment gateway provider. When the user checks out and pays by card, the gateway sends a request to the bank that issued the user’s credit or debit card. In the perfect scenario, the bank sends back an approval code.

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