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in managing finances, I still use the old-school way where I will withdraw some of my income in cash and will plot it into envelopes that I have named. For example grocery, gasoline, hangout etc. However, most of payments nowadays are can be done cashless. So, it would be easier for people to just plotting their money directly on their phone without having to worry about losing cash.
Here is my exploration about wealth/financial management apps which can help people to save their money with specific goals/purpose
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